Best Credit Card Offers in India January 2024

Are you looking for the best credit card offers in India for January 2024? Look no further! In this guide, we will explore the top credit card deals available in India this month. Whether you’re interested in cashback, travel rewards, or low interest rates, we’ve got you covered. By the end of this introduction, you will have a clear understanding of the most lucrative credit card offers in India, helping you make an informed decision that suits your financial needs. Let’s dive in and find the perfect credit card for you!

HDFC Bank MoneyBack Credit Card

A favored choice among entry-level credit cards in India, the HDFC Bank MoneyBack Credit Card stands out for its rewarding perks on all purchases. Tailored for frequent online shoppers, this card takes the lead by offering additional reward points specifically for online transactions.

Joining Fee: Rs. 500

Renewal Fee: Rs. 500 (applicable from the second year onward)

Joining Bonus: Avail 500 reward points credited upon payment of the joining fee.

With an affordable joining fee and a renewal fee starting from the second year, this credit card not only fits your budget but also comes with the added benefit of an initial bonus of 500 reward points. Elevate your online shopping experience with the HDFC Bank MoneyBack Credit Card, ensuring each purchase brings you closer to valuable rewards.

FeaturesWhy Should You Avail
Cashback on every online transactionGet two reward points on every Rs.150 spent
Reward pointsEarn four reward points on every Rs.150 spent on online shopping
Convert reward points into cashbackSpend Rs.50,000 in a quarter and receive an e-voucher worth Rs.500
Free accidental death insurance up to Rs.50 lakhEnjoy a 1% fuel surcharge waiver on fuel transactions of value Rs.400
Zero liability on lost cardReceive 10X CashPoints on Reliance Smart SuperStore, BigBasket, Swiggy, Flipkart, and Amazon

Read Features and Benefits About Cashback SBI Card